Legal

Terms of Use

Effective April 20, 2026

By using this site you agree to these Terms of Use. If you do not agree, do not use this site.

Purpose of This Site

This website is operated by Great Agency Inc. as a licensed insurance agency to accept applications for, and quote, commercial insurance products, including the exclusive auto hauler program. Nothing on this site binds insurance coverage. Coverage is not in force until a carrier accepts the risk and issues a policy, and any applicable premium has been paid.

Your Representations

You represent that information you provide is truthful, accurate, and complete, and that you are authorized to apply for insurance on behalf of the named business. Intentional misrepresentation may result in denial of coverage, rescission, and criminal penalties under applicable state fraud statutes.

Electronic Signatures

You agree that the signatures and consents you provide electronically on this site have the same legal effect as handwritten signatures under the federal ESIGN Act and applicable state UETA laws. We retain a complete audit trail (IP, timestamp, browser) for each signed submission.

No Warranties

The site is provided "as is." We do not guarantee the availability of any particular market, premium, or coverage term. We strive for accurate information (including FMCSA data), but cannot guarantee government API availability or correctness.

Limitation of Liability

To the maximum extent permitted by law, Great Agency Inc. and its affiliates are not liable for indirect, incidental, consequential, special, or punitive damages arising from your use of this site.

Governing Law

These Terms are governed by the laws of the Commonwealth of Pennsylvania, without regard to conflict-of-laws principles.

Contact

Questions? dz@greatins.com · (800) 555-0100